After receiving your university offers, UCAS will ask you to confirm one firm choice and one insurance choice. For many students, this is one of the toughest parts of the process. Should you go with your dream university as firm? Or play it safe with a lower entry requirement?
At RevisionDojo, we help IB and A-Level students make informed, confident UCAS decisions. This article explains how to decide between your firm and insurance offers strategically.
Quick Start Checklist
When deciding between firm and insurance offers:
- Firm choice = your top preference, where you’d most like to study
- Insurance choice = a backup with lower entry requirements
- Both should be courses you’d be happy to attend
- Don’t pick an insurance with the same or higher requirements as your firm
- Consider lifestyle factors like location, campus, and student support
Step 1: Identify Your Firm Choice
Your firm is your first-choice university. If you meet its offer, you’re committed to going there. When choosing:
- Ask yourself: “Would I be excited to study here if I get the grades?”
- Think beyond prestige — consider course content, teaching style, and student life
- Make sure the offer is achievable but still ambitious
Your firm should motivate you to aim high in your final exams.
Step 2: Choose a Practical Insurance Choice
Your insurance is your safety net. If you miss your firm conditions, UCAS automatically checks if you’ve met your insurance requirements. That’s why it must:
- Have entry requirements lower than your firm
- Still be a university and course you’d genuinely enjoy
- Provide a sense of security in case of unexpected results
