Personal Funds
Personal funds are the owner's personal savings used to finance the business.
This is common for sole traders, who often rely on their own resources to start-up or sustain their ventures.
Start-up Capital
Capital that is required to start the business. It is the initial cost required to cover its early costs.
Example
A sole trader opening a small bakery might use personal savings to purchase equipment and ingredients. This reduces the need for loans and interest payments.
Using personal funds can also build credibility with banks or investors, as it shows the owner's willingness to take financial risks for the business.
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Paywall
(on a website) an arrangement whereby access is restricted to users who have paid to subscribe to the site.
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